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Household Bank MasterCards
If you're looking for a brand and a card you can trust to strengthen your credit with, the Household Bank MasterCards give you that opportunity. They have built in benefits that make managing your account easy, and put you in control online 24/7.
- Acceptance at millions of locations worldwide, including website purchases and reservations.
- Discounts available from MasterCard® at many of your favorite merchants when you enroll in the services at www.mcnearby.com.
- Manage your account online anytime of the day using our helpful Account Management Tools.
- Enjoy standard Online Bill Pay at no charge, no matter how often you use it.
- Request email and text messages to remind you of your available balance and upcoming payment due date with online enrollment.
- Have the opportunity to build a good credit history; we report to all 3 major credit bureaus.
- Receive 100% Fraud Liability Protection automatically and set your personal customized spending alerts.
- Speak to our trained Customer Service Representatives about questions on your account.
To learn more about our card selection process, Start Now.
| Introductory APR and Duration | Customary APR on Purchases and Balance Transfers | Penatly APR | Annual Fee | Other Fees to Open Account |
|---|---|---|---|---|
| n/a | Variable 14.90% or 7.90% for Secured | Variable 29.49% | $35 - $79 | $0 - $49 Processing Fee |
*Rates are accurate as of 5/31/10. The variable Purchase APR applies to credit card purchases and is 14.90%. The variable Balance Transfer APR is 14.90% and applies to balance transfers and credit card checks, unless otherwise disclosed. The variable Cash APR is 20.90% and applies to cash advances. Your APRs may increase to the Penalty APR if you fail to make a minimum payment to us when due. The variable Penalty APR is 29.49%. A Balance Transfer Fee of 5% ($5 minimum) will apply to balance transfers and credit card checks, if available, unless otherwise disclosed. A Cash Advance Fee of 5% ($5 minimum) will apply to cash advances. The Minimum Interest Charge is $1.00. An Annual Fee between $39 and $60 for the first year and between $39 and $79 per year thereafter, and a one-time Processing Fee between $0 and $19 will apply, depending upon your creditworthiness. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency.
If you accept a secured card offer, it come with a 7.90% variable Purchase APR, a $35 annual fee, waived the first year and no processing fee. All other terms apply. Minimum $200 security deposit required.